Privacy Policy
Last updated: June 24, 2026
Overview
Envelope Budget (“we”, “the app”) is a personal finance application that helps you assign income to spending categories, track bills, and plan credit card payments. This policy describes how information is handled when you use the app at envelopebudgetapp.com or installed copies (PWA, app store wrappers).
Information we collect
- Account data: email address and password (hashed) when you register.
- Budget data: envelopes, transactions, bills, paycheck settings, and credit card details you enter.
- Payment data: subscription status via Stripe (we do not store full card numbers).
- Bank data (optional, Pro): if you connect a bank through Plaid, transaction data imported per Plaid’s terms.
- Technical data: standard server logs (IP address, browser type, timestamps) for security and operations.
How we use information
- Provide and sync your budget across devices when signed in.
- Process Pro / Pro+ subscriptions through Stripe.
- Import bank transactions when you enable Plaid connections.
- Maintain security, prevent abuse, and improve reliability.
We do not sell your personal information.
Where data is stored
Account and budget data are stored in a Microsoft Azure SQL database in the United States. Local device storage may cache app data for offline shell loading; budget sync requires a network connection.
Third-party services
- Stripe — subscription billing (Stripe Privacy)
- Plaid — optional bank linking (Plaid Privacy)
- Microsoft Azure — hosting and database
Your choices
- Export or restore budget data using in-app backup tools (Pro).
- Manage subscriptions in Stripe Customer Portal from Settings.
- Request account deletion in Settings → Account, or contact support.
Children
The app is not directed at children under 13. We do not knowingly collect data from children.
Changes
We may update this policy. The “Last updated” date at the top will change when we do.
Contact
Questions about privacy: support@envelopebudgetapp.com