Budget app for hourly workers who get paid on a schedule

Retail, nursing, hospitality, warehouse, and gig shifts do not pay on the 1st. Your budget app should not pretend they do.

The hourly-worker budgeting problem

Overtime weeks, cut shifts, and biweekly pay create swings that calendar-month apps smooth over—and hide. You need to see whether this paycheck covers rent, bills, and groceries before the money disappears.

Timesheet → paycheck → envelopes

Envelope Budget lets you:

1. Log hours on a work-month timesheet
2. Apply gross earnings to your upcoming pay month
3. Split that check across envelopes and bills
4. Record purchases and carry balances forward

Pro adds timesheet Excel export for staffing or side records—useful when your employer still lives in spreadsheets.

Starter packs for real situations

Onboarding templates cover household basics, debt payoff, and hourly-income layouts so you are not staring at blank categories on day one.