Question 1

What is Envelope Budget?

Accepted Answer

Envelope Budget is a paycheck-first envelope budgeting app. You plan when money hits the bank, log timesheets, assign dollars to envelopes, and track bills, debt snowball, and credit cards in one workspace.

Question 2

Is Envelope Budget free?

Accepted Answer

Yes. The free tier includes up to 5 envelopes, bills, paycheck planning, and guided onboarding. Pro is $7/month or $69/year. Pro+ is $10/month or $99/year.

Question 3

Who is Envelope Budget for?

Accepted Answer

Hourly workers, shift workers, freelancers, and households with irregular income who want envelope budgeting tied to pay dates—not calendar-month autopilot.

Question 4

How is Envelope Budget different from YNAB or Goodbudget?

Accepted Answer

Envelope Budget adds a native timesheet-to-paycheck pipeline and paycheck-month planning that general budgeting apps do not offer, plus debt snowball and credit card tools in the same envelope workspace.

Question 5

Does Envelope Budget sync with my bank?

Accepted Answer

Plaid bank import is available on Pro when enabled in production. Core budgeting works with manual entry on all tiers.

Envelope Budget — Paycheck-First Envelope Budgeting App